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    Credit assessment process, repayment, commercial banks loans, South Sudan, Credit risk identification, credit risk analysis, credit approvals, credit risk monitoring. (1)
    crisis detection, prevention strategies, performance management (1)
    Crop and livestock production are major subsectors of agriculture upon which most rural households in Kenya depend for their livelihoods. However, these subsectors are the most affected by climate variability and change, especially in the dry lands. Drought which is one of the major manifestations of climate change has become more common and frequent with adverse effects, leading to massive crop failures and livestock mortalities. Various stakeholders and institutions have been involved in a number of multi-sectoral and multi-disciplinary programs aimed at enhancing adaption to climate change among the local communities particularly in the dry lands of Kenya. A desktop based study was adopted for in-depth literature review to evaluate partnerships that various stakeholders and institutions have adopted and how they have impacted adaptation to climate change in Kibwezi sub-county, in the lower eastern dry lands of Kenya. This study found that the local community members, KALRO, FAO of the United Nations, and the national and county governments have collaborated and partnered at various levels in not only to enhance fodder production and marketing for improved spatial-temporal availability of pastures for livestock but also as an alternative source of income through the sale of hay and grass seeds. This intervention will enhance adoption of fodder technologies and productivity. Keywords: adaptation, climate change, fodder production, marketing, partnerships (1)
    Customer Experience Management, Information Technology Adoption, Strategic Management Practices, Strategic Partnerships, Team Management, KenGe (1)
    Despite their contributions to income and employment creation, small and medium enterprises (SMEs) in general are currently faced with many problems. These SMEs are facing tough business environment characterized by competition and dynamic change in customers' demands and preference. As a consequence, most SMEs do not survive up to their fifth birthday. The study therefore sought to establish the effect of innovation on performance of entrepreneurship businesses with a focus on Small and Medium Enterprises in Nairobi City County. The specific objectives that guided the paper were to establish the influence of product innovation on performance of Small and Medium Enterprises in Nairobi City County, to determine the influence of process innovation on performance of Small and Medium Enterprises in Nairobi City County and to establish the influence of market innovation on performance of Small and Medium Enterprises in Nairobi City County. It employed a descriptive research design. The target population was about 10,000 SMEs in Nairobi City County. Fisher's formula was used to calculate a sample of 106 SMEs. Stratified random sampling technique was used to select the sample and questionnaires were the main instrument for data collection. Regression analysis results showed that product innovation, process innovation as well as market innovation all were positive and had statistically significant relationship with performance of entrepreneurship businesses in Nairobi City County. The study recommends that SMEs firm should produce new products and services that are specifically tailored to suit market needs, adopt a step by step technique when designing product and services for guaranteed quality and that they need to pursue market innovation strategies that focus on product customization and customer intimacy in delivering their products and services while at the same time cultivating relationships with a small number of captive customers. Keywords: Innovation, entrepreneurship businesses, Nairobi City County (1)
    e-procurement, performance, road, Kenya, KeNHA (1)
    Emerging challenges of the Internet and digitization on print media has resulted in loss of circulation and advertising revenue, job cuts and sometimes, closure of media companies. In the midst of these challenges is the pressure on the print companies to transition to multi-platform delivery. Whereas it is generally stated that developing economies still exhibit a prospering newspaper industry, the challenge of the Internet and digitization has been found to affect most Kenyan media. This paper involved literature review and document analysis to investigate the trends that have compelled newspapers in the first world to transition to Internet and digitized modes of news delivery, in order to understand the strategies that have bolstered management of this change process. Specific objectives were to investigate how digitization has affected profitability of media houses in Kenya and secondly, to find out the strategies that media houses use to cope with challenges resulting from Internet and digitization. The paper found out that most of the newspaper readership traffic has migrated to the Internet, with content increasingly being delivered through electronic devices such as computers, smart phones, e-readers and tablets; and that the print media have managed to continue surviving the Internet and digitization threats due to effective use of new media management models, and strengthening of technical and leadership skills of the media managers. The paper concludes that there is need for the print media to devise an appropriate change process to effectively counter the effect of Internet and digitization on content and revenue. Among recommendations of the paper is that empirical research be conducted in Kenya to establish the extent to which digitization and Internet has affected its traditional business model to inform the process of change. Key Words: Convergence; Digitization; Multi-platform approach; Print media; (1)
    Employee grievances; performance (1)
    Employee Performance, Human Resource, Recruitment Practice (1)
    Entrepreneurship, economic growth, government. (1)