000			03748cam a22004454a 4500
001			19985
003			The World Bank
006			m d
007			cr cn|||||||||
008			020129s2013 dcu o i001 0 eng
020			_a9780821399903 _c24.99 USD
020			_z9780821399859
024	8		_a10.1596/978-0-8213-9985-9
035			_a(The World Bank)19985
110	2		_aWorld Bank Group
245	1	0	_aGlobal Financial Development Report 2014 _h[electronic resource] _bFinancial Inclusion
260			_aWashington, D.C., _bThe World Bank, _c2013
300			_a1 online resource (222 p.)
520	3		_aFinancial inclusion has become a major subject of interest among policymakers, researchers, and other financial sector stakeholders. Many countries, for example, have recently adopted explicit financial inclusion strategies with targets for financial inclusion. The interest reflects an increased recognition that financial inclusion can be a driver of economic growth and poverty alleviation, and that many individuals and firms are excluded unnecessarily from even basic financial services. About half of the world’s adult population— more than 2.5 billion people—have no bank account is one powerful example. Barriers such as cost, travel distance, and amount of paperwork and requirements play an important role. Many of these barriers can be addressed by better policies. Despite the high interest, there are still important gaps in knowledge about financial inclusion, what drives it, and what policies affect it. And while recent years have seen some increases in financial inclusion, there is still much scope to reduce barriers to access. However, one of the challenges is that efforts to increase inclusion, if not implemented well, can backfire. Deeply ingrained social problems cannot be resolved purely with an infusion of debt. If not done properly, it can have the opposite effect, making poor borrowers increasingly dependent on debt, and even contributing to financial instability. Global Financial Development Report 2014: Financial Inclusion is a new report from the World Bank Group. It takes a step back and re-examines financial inclusion from the perspective of new global datasets and new evidence. It builds on a critical mass of new research and operational work produced by World Bank Group staff as well as outside researchers and contributors. The report, the second in this series, follows up on the inaugural issue, the Global Financial Development Report 2013: Rethinking the Role of the State in Finance (http://www.worldbank.org/financialdevelopment). Accompanying the Global Financial Development Report 2014 is a vast body of underlying research and data. Among other things, this includes an expanded and updated version of the Global Financial Development Database, a dataset of over 70 financial system characteristics for 203 economies from 1960 to 2011, which is presented in the report’s appendix.
588			_aDescription based on print version record.
650		4	_aAccess to Finance
650		4	_aCompetition Policy
650		4	_aFinance and Financial Sector Development
650		4	_aFinancial Capability
650		4	_aFinancial Development
650		4	_aFinancial Inclusion
650		4	_aFinancial Sector
650		4	_aGlobal Finance
650		4	_aGovernance
650		4	_aInfrastructure Economics and Finance
650		4	_aPoverty Reduction
650		4	_aRegulation
650		4	_aShared Prosperity
650		4	_aSupervision
650		4	_aWorld Bank
710	2		_aWorld Bank Group
776	0	8	_aPrint Version: _z9780821399859
830		0	_aWorld Bank e-Library.
856	4	0	_uhttp://elibrary.worldbank.org/doi/book/10.1596/978-0-8213-9985-9
999			_c17122 _d17122